Easycal is an iPhone budgeting app that reads your bank and credit-card statements on the device itself, sorts every transaction into categories, and shows your spending and income on one screen.
Drop in a statement and Easycal reads and sorts every expense. You cannot decide what to save until you can see where the money goes.
iPhone · 17 languages · No bank login
A PDF from any bank, in any country. The file is read on your phone and uploaded nowhere.
Every transaction lands in a category. Correct one with a drag and Cal remembers it for good.
By month, by category, since day one. Other currencies convert at official central bank rates.
We are new and we do not have thousands of reviews. So instead we tell you how it is built, and you can verify it.
PDF parsing happens entirely on device. We hold no financial records because we never receive any.
No account linking, no IBAN, no open banking. The only thing you hand over is a PDF.
No camera, location, contacts or photos. Notifications only if you switch them on.
Conversions use the European Central Bank’s official daily rate for the transaction’s own date.
You cannot save what you cannot see, and you cannot invest what you did not save. Easycal solves the first step; our writing covers the rest.
Income, expenses, categories, recurring charges. The number does not lie.
Ten euros a month is a start. What matters is the rhythm, not the size.
Crypto, Nasdaq, BIST, gold and silver, deposits. Each has its own risk and its own logic.
One topic a week. Not advertising — something you can use.
Groceries under inflation, budgeting an irregular income, building an emergency fund
Wallet safety, choosing an exchange, taxation, the question to ask before you buy
Index funds, dollar-cost averaging, dividends, currency risk
Reading an IPO, following the index, picking stocks under inflation
Gram gold versus the ounce, silver’s volatility, dealer spread, storage cost
Choosing a term, withholding tax, compounding, real return after inflation
From groceries and transport to bills and tax; per-person categories can be added.
Turkish, English, German, Portuguese, Russian, Chinese and eleven more.
Available wherever Apple sells apps.
No camera, location, contacts or photo access is ever requested.
Euro, dollar, lira and pound; converted at the official rate for each transaction’s date.
Premium lets you ask what an unreadable statement line actually is.
“It is easy for an app to say it protects your data. Never receiving your data in the first place is architecture.”
— Easycal product principle
| Feature | Free | Premium |
|---|---|---|
| PDF statement import | Unlimited | Unlimited |
| Automatic categories that learn | Yes | Yes |
| Recurring income/bills with reminders | Yes | Yes |
| Multi-currency conversion (ECB rates) | Yes | Yes |
| Ask Cal — what a statement line means | No | 100 questions a month |
| Daily/weekly/monthly/yearly insights | No | Yes |
| Live portfolio: shares, crypto, gold, deposits | No | Yes |
| Price | €0 | €1.99/mo · €9.99 first year |
No. We never link an account, never ask for a password or an IBAN. You hand the app a PDF statement you downloaded yourself.
Nowhere. The PDF is parsed on your phone and the transactions stay on your device. We hold no financial data on our servers.
Any PDF statement that contains text. It was not written for particular banks; it is tested against formats from Portugal, Turkey and elsewhere.
Unlimited PDF statements, categories, recurring income and expenses, multi-currency conversion and reminders. Premium adds Ask Cal, deeper insights and live investment tracking.
Yes, in one tap from Settings. Since we never held a copy, deleting really means deleting.
Easycal